Acceptable Use Policy - Chat Rooms

Introduction

In this document, "we" refers to Childrens Moneyworld UK Ltd, and "user" refers to you. The terms "chats" or "chat rooms" refers to our chat rooms, message boards, and any other method of communication with other users. "Standards" refers to the rules which have been set out below.

As a user, you are subject to the terms of the Childrens Moneyworld UK Ltd's standards, and other rules that may be published from time to time by Childrens Moneyworld UK Ltd.

Childrens Moneyworld UK Ltd currently provides this service to users who agree to abide by the terms and conditions of our standards and are paying subscribers. Childrens Moneyworld UK Ltd reserves the right to change the nature of this relationship at any time. Users who violate the terms of our standards may permanently be banned from using all of Childrens Moneyworld UK Ltd's services.

Your right to speak freely here must be exercised with courtesy and self-restraint. When you enter Childrens Moneyworld UK Ltd, it is the same as entering any real privately owned facility, like a conference room, cinema, restaurant, or libraryl. The manners and laws of real life apply, and we have the right to remove you if you exceed the standards set out below.

When you enter a chat room or use a forum on Childrens Moneyworld UK Ltd, that constitutes your acceptance of the terms and conditions listed below. If you do not agree to abide by our standards, please do not enter Childrens Moneyworld UK Ltd's chat rooms, forums or any other service provided by Childrens Moneyworld UK Ltd.

Here, we wish to promote communication in an atmosphere of mutual respect. We remind all of our users that they are entirely responsible and liable for all activities and/or actions conducted through our chat rooms, forums, etc., provided by Childrens Moneyworld UK Ltd.

Standards

1. We do not tolerate harassment.

We welcome people of all ages, races, religions, genders, national origins, sexual orientations and points of view. We don't tolerate expressions of bigotry, hatred, harassment or abuse, nor will we tolerate threats of harm to anyone.

Because we encourage discussion and exchange of ideas, we don't allow threatening, defamatory, abusive, tasteless or indecorous statements.

We recognise that children and pupils need to have rooms that nurture them. Rooms designated for these users have standards that, in addition to all other standards, do not allow sexually suggestive conversations or names. In addition, we do not allow rooms that suggest or encourage interaction between children and adults for improper or illegal purposes. For the same reason, we don't allow sexually suggestive innuendoes or double entendre. Topics dealing with human sexuality and other similar subjects cannot be discussed and we remind you that the entire environment is monitored at all times.

We encourage chat room participants not to give personal identifying information or passwords to anyone in the chat rooms. Users should be aware that, when they disclose personal identifying information such as their actual name, member name, email address, etc., in a chat room, the information may be collected and used by others to send that person unsolicited email from other parties. We can provide or offer e-mail service to users but cannot act directly to prevent or stop unsolicited or harassing email.

2. We allow only legal activities.

Although this seems obvious, we don't allow any illegal activities. Specifically, we won't let you advocate illegal conduct or participate in illegal or fraudulent schemes. You cannot use our chat rooms to distribute unauthorized copies of copyrighted material, including photos, artwork, text, recordings, designs or computer programs. In addition, our chat system does not allow the trading or swapping of images that are sexually explicit, obscene or vulgar.

Stalking of others, in our chat rooms or in other manners, is a serious offence. In many countries, such behaviour is considered to be a criminal act. We reserve the right to release information to the proper authorities, because of a violation of our standards or because of unlawful acts, if the information is subpoenaed, and if we deem it necessary and/or appropriate at that time. Detailed logs are kept on our secure server which may be inspected by approved authorities at any time.

We cannot guarantee the content of comments that you will receive while you are online. Other people's comments may be offensive, harmful or inaccurate.

While Childrens Moneyworld UK Ltd conducts chats on a narrow range of topics and ages, the Childrens Moneyworld UK Ltd staff do not offer professional advice of any kind. Chat moderators claim no professional or expertise or authority, and Childrens Moneyworld UK Ltd claims no responsibility for their remarks.

3. We do our best to encourage comfort and discourage disruptive communication.

We discourage disruptive conduct: persistent off-topic comments in a topic- oriented conference, or the physical act of "scrolling" (repeatedly hitting the return key in a conference) all are considered disruptive and can result in the user being removed from the chat room.

The use of sounds in a repetitive manner that disrupts the topic or conversation in a room, is not allowed. Users inviting others to visit web sites with content that would not comply with Childrens Moneyworld UK Ltd standards are considered to be in violation of our standards and will be removed.

4. We do not allow unauthorised commercial activity.

We encourage communication between our members, but posting or transmitting of unauthorised or unsolicited advertising, promotional materials, or any other forms of solicitation to other users, in Childrens Moneyworld UK Ltd, except in those areas that maybe designated for such a purpose, is not allowed.

5. We encourage your participation in upholding Childrens Moneyworld UK Ltd standards.

We want your visit here to be enjoyable. If you have questions about Childrens Moneyworld UK Ltd standards, or need to report a violation, please email us. We reserve the right to immediately terminate or suspend access to our chats for conduct that we believe interferes with other peoples' enjoyment. We also reserve the right to amend or change these guidelines at any time and without notice.

Legal Language

Childrens Moneyworld UK Ltd make no warranty with respect to any content, information or services provided through or in conjunction with our chats and our site. Childrens Moneyworld UK Ltd are not liable for conduct by any user in chat rooms, private messages, profiles or message boards. Childrens Moneyworld UK Ltd make no guarantee of the accuracy, correctness or completeness of any information on the site, and are not responsible for: (i) any errors of omission arising from the use of such information; (ii) any failures, delays or interruptions in the delivery of any content or service contained within the site; (iii) any libellous or unlawful material contained within user profiles or postings. As a user, you agree to indemnify Childrens Moneyworld UK Ltd against any and all claims and expenses, including legal fees, arising from the use of chat rooms and our site. This expressly includes: (i) user responsibility for any and all liability arising from the violation or infringement of proprietary rights or copyrights, and (ii) any libellous or unlawful material contained within user chat comments, profiles or message board postings.

Conclusion

When in doubt about appropriate behaviour here, remember that Childrens Moneyworld UK Ltd is an electronic world, but the people here are real. So, just as when you join any gathering of people, we ask that you treat others with respect and with care.